TOOL 02The five-year ledger
What it actually costs to own.
A street-legal golf cart (LSV) costs more than its sticker: charging, maintenance, Florida insurance, and the battery clock all run concurrently. This ledger adds it up honestly — including the lithium vs. lead-acid divergence dealers gloss over — and shows its assumptions so you can argue with them.
Five-year arithmetic
Run your numbers
CALCULATION · LIVE
ASSUMPTIONS DISCLOSED BELOW
ASSUMPTIONS DISCLOSED BELOW
Purchase price$12,499
Charging, 5 yr$221
Maintenance, 5 yr$900
Insurance (FL LSV), 5 yr$2,700
Battery replacement reserve$0
Est. resale at year 5−$6,250
True 5-year cost$10,070
METHODOLOGY — the assumptions behind these numbers
0.125 kWh/mi consumption · $180/yr lithium / $320/yr lead-acid maintenance · $540/yr FL LSV insurance · $1,600 lead-acid pack replacement inside 5 yr · 50% 5-yr resale retention. Directional estimates, stated so you can argue with them.